Do you think it is difficult to get your money back in everyday life? Here are ten simple tips for keeping money at the end of the month.
Make lunch boxes and take you to work or school every day!
It is easy to think that USD 69 a day in lunch money does not make on or off, but the fact is that if you choose to eat out every day for a year, you spend around USD 18,000 in estimated money solely on the dinner meal. Ie about a whole month’s salary every year goes to eating out everyday, by bringing your own food you can save several thousand national dollars. If you have to eat out, use national coupons, it pays off in the long run!
Skipping the daily newspaper, do you buy a daily newspaper? By reading the news online or keeping credit with the free Metro, you can save around USD 3000-5000 every year!
Get a good budget program to help you keep track of your finances
Check out the smart budget free programs we wrote about earlier.
Collect your loans and insurance in one place. By pooling your financial services, you minimize costs and fees easily and efficiently.
Never shop unplanned, make a weekly / monthly budget and stick to it. Impulse buying and purchasing when you are hungry does not often lead to unnecessary purchases and extra expenses, so be well-planned and structured when it comes to your personal shopping.
Candy, ice cream, wine and spirits are a bit of life’s goodness, but by reducing these goodies you can save a few hundred or even a thousand a month.
Borrow books at the library or buy them in pocket format instead of in hardcover, because pocket books are much cheaper.
Decide at the beginning of the week how much money to spend
In the next week, withdraw the money from an ATM and household!
Baking bread at home instead of buying ready-made loaves, you will be amazed at how much tastier and cheaper the homemade breads are, compared to buying bread.
Get off the car or why not sell it? By taking the bike to work you get both free exercise and save a lot of gasoline and parking money.